Adyen Merchant Agreement

[23] Adyen provides online services to merchants for the acceptance of electronic payments using payment methods such as credit cards, bank payments such as debit cards, bank transfers and real-time bank transfers based on online banking. Adyen`s online payment platform connects to payment methods around the world. Payment methods include international credit cards, local cash-based methods like Boleto in Brazil, and internet banking methods like iDEAL in the Netherlands. The technology platform serves as a payment gateway, payment service provider and provides risk management and local acquisition.